It's only natural, as a parent, to protect your kids, but once your child turns 18, you lose legal access to their medical, financial, and academic records. To continue supporting them, especially in emergencies, you need their written consent. This is especially important if they’re going to college. Many parents aren’t aware of this need, except for those with special needs children. For others, a prompt is often necessary. Key Steps for Parents: Get Consent: Obtain written consent from your child to access their records. This is crucial, when they go off to college. Secure Essential Documents: Durable Power of Attorney Advanced Health Care Directive/Living Will HIPAA Waiver FERPA Waiver (optional) Turning 18: Legal Changes and Actions: Legal Independence: At 18, your child can vote, be sued, take out loans, and must register for Selective Service (for males). Accounts set up for them as minors now belong to them. Medical Privacy: Health providers can't share your child...
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