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Showing posts with the label Notary public

Credible Witnesses: The Notary’s Backup Plan in California

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In California, proper ID is a must for notarization, but what happens when someone doesn’t have it? Maybe a senior whose driver’s license has expired or someone who misplaced their ID right before a critical signing. That’s where credible witnesses come to the rescue! A credible witness acts as a human "ID card," vouching for the signer’s identity under penalty of perjury. Here’s how it works: You Need One or Two Witnesses If you have one credible witness , they must personally know both the signer and the notary. If you have two credible witnesses , they only need to know the signer personally—not the notary. The Witnesses Provide Valid ID Each witness must present valid, government-issued identification (yes, even they need proper ID!). They Take an Oath The witnesses swear under oath that they personally know the signer and that the signer doesn’t have acceptable ID. They Sign the Notary’s Journal For record-keeping, the witnesses’ information and signatures are recorded...

What is In-Person-Electronic-Notarization (IPEN)?

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Just like it sounds, in-person-electronic-notarization or IPEN, is a notarization that is performed in person, but instead of an ink stamp, the notary uses her tablet or laptop to access her electronic stamp. The electronic stamp with the notary's required stamp information is provided by a provider authorized by the Secretary of State, and an authorized secure online platform is utilized to complete the notarization. In most cases IPEN is used during a loan signing transaction, and the majority of the non-notarized real estate documents are electronically signed, sometimes before the notary signing agent arrives. This process streamlines the signing, cuts down on the amount of paper used, and less time is needed to complete the signing. The signer must still appear before the notary and proper government issued identification is still required to be presented to the notary. The in-person-electronic-notarization is recorded in the notary journal just like an inked notarization. If ...

PSA for Property Owners in Los Angeles County: Fraud Alert Program

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Working within the real estate field as a mobile notary signing agent, I have a professional network of colleagues who keep me in touch with most things real estate. Consequently, you should know that real estate fraud is on the rise. This means, that thieves are in force, stealing real property right out from under unsuspecting owners. Filing a fraudulent real estate document with the county recorders office is easier than you think. The county clerk does not evaluate the veracity of a document that is presented for filing. They do make sure there are no blank lines, and they do make sure the notary seal is properly placed and that the notary commission is not expired, but a criminal can have stolen a notary seal, or have one illegally made, or a notary may have been duped into notarizing a fraudulent document. On every California notarial acknowledgment, and jurat the following verbiage must be included:   A notary public or other officer completing this certificate verifies only...

What's the cost of a notarization in California?

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Often, I am asked what my fees are to notarize a document. Per California notary law, the maximum a  notary can charge per notarized signature is $15, as of this writing. Note that I said per notarized signature, not per document. This means that if three signatures must be notarized for a single document, the notarization fee is $45, plus any travel fee that may be incurred. Travel fees vary from notary to notary, and they are not regulated by the state of California. Notaries are required to disclose the travel fee prior to the appointment. My travel fee is $2.50 per mile round trip from 90807 with a $25 minimum. If the appointment is at the height of traffic, notaries often charge an additional fee. More time spent traveling is a premium.  Parking fees, in the instance of meeting a signer at a hospital, are in addition to the notarization fee, and travel fee.  Mobile notaries provide a much needed service by traveling to a signer when they may not be capable to travel ...

Valid Government Issued Identification – What is it, and why you need it for a notarization.

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  A California notary must have a valid government issued ID in order to perform a notarization. Government issued ID is pretty much what it sounds like. It’s a form of identification issued by a government entity. The most common forms are US state issued driver’s license, a state ID card , and a US passport. O ther forms of acceptable identification are: Military ID Canadian, and Mexican driver’s license Foreign passport I nmate ID card Acceptable ID for a California notary must be valid, meaning it must not be expired. The ID must have a photo of the individual, a physical description, signature, issue and expiration dates, and government issued identifying number. Social security cards are not acceptable. Y our ID must be physically present. Photocopies, or digital images are not acceptable. A California notary will refuse to notarize if you present her with such. Question : What if I’ve lost your driver’s license and have no other form of...

Important Considerations When Choosing a Mobile Notary

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  One does not think about notaries often, much less a mobile notary, until you need one. Then there’s a mad scramble to find one, anyone, to get the job done. In most cases a trip to a mailbox store will most likely get the job done and is not a bad choice if you have single, simple document you need notarized. There are times, however, when traveling to a notary is not convenient or even doable. Perhaps you’re housebound, or the signer has mobility and/or health issues. Maybe the signer is in the hospital, a nursing facility, or rehab. It may be a case of not being able to leave work, or you have strange work hours that preclude you from visiting a notary public during regular business hours. Or maybe, you just like the convenience of a mobile notary coming to you. In these instances, a mobile notary is essential for getting the notarizations you need. Choosing the right mobile notary is important for the following reasons: A traveling notary who regularly makes hosp...

What is a Mobile Notary?

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  A mobile notary, also known as a mobile notary public, or a traveling notary, is a state commissioned notary public that travels to the location of the signer for the purpose of notarizing their documents. A mobile notary will travel to just about any location. For example: Hospitals, nursing homes, rehab centers, assisted living facilities etc Work place Parking lots Parks Homes Restaurants, coffee shops There are any number of situations where a signer cannot go to a notary, such as illness or injury, or perhaps one’s work schedule doesn’t allow it. In these instances, having a mobile notary come to you provides a much needed service and convenience. Each state governs what a mobile notary may or may not charge. In California, a notarization m ay not be more than $15 per signature. The travel fee charged is not regulated in California except to say that the mobile notary must disclose the travel fee amount to the signer. Often times, the trave...