Weston Mobile Notary, Mobile Notary & Legal Document Assistant

Buying a home? Refinancing? Selling property? 🏡 A notary public , but more specifically, a notary signing agent plays a crucial role in ensuring real estate documents are properly executed and notarized so as to not delay the real estate transaction.   What's the difference between a Mobile Notary and  a Certified Notary Signing Agent? A Mobile Notary is a commissioned notary public who travels to clients to notarize documents, offering convenience for those who can’t visit a notary office. They can notarize a variety of documents, including powers of attorney, affidavits, and estate planning forms. A Certified Notary Signing Agent (NSA) is a specialized notary trained to handle loan and real estate documents . NSAs work with title companies, escrow officers, and lenders to ensure proper execution of mortgage paperwork. They must pass a background check and certification process to work with financial institutions. In short: All NSAs are mobile notaries, but not all mob...

It's true. If you're familiar with real estate loans, you've probably seen a section on the loan estimate disclosure form, also known as Good Faith Estimate , that says "Services you can shop for".   These services, as pictured at right, are Pest Inspection Survey Insurance binder Lender's title policy Settlement Agent Fee (AKA escrow or title) Title search While a notary signing agent is not specifically listed, you can ask your escrow officer (or your real estate agent) to use your trusted notary signing agent. It should be noted that not just any notary will do; she should be a certified notary signing agent. (See my blog post on NSAs.)    Why would you want to choose your own notary signing agent? The notary signing agent's job, while a small step in a long process in the acquisition of real estate, is important nonetheless. A misstep at the end of the process can derail the whole transaction. Personalized service with a seasoned NSA can make all the d...

  All notary signing agents (aka NSA, loan signing agents, or signing agents) are notaries, but not all notaries are signing agents. So, what's the difference and why should you care? A notary signing agent has additional training and certification to handle real estate documents: purchase, sales, refinance, HELOC etc. They also carry higher E&O insurance policies. In essence, NSAs perform two functions: The certified NSA guides the signer through the real estate document package making sure all the required forms are correctly signed and dated, boxes are checked, and is tasked to make sure the signing process goes as smoothly as possible. After docs are signed and double checked for errors, the NSA gets the documents back to escrow as quickly as possible. The NSA also is performing her notarial duties by verifying that the signer is indeed who they present themselves to be, and to notarize and document in her journal all the required documents within a real estate package....

  As a notary signing agent, I come across the many elements that bring a successful real estate transaction to fruition. An often underestimated, important element in the long line of steps that occur when a real estate transaction is initiated, whether its a purchase or refinance, is title insurance. According to the California Department of Insurance :  "Title insurance is a contractual obligation that protects against losses that occur when title to a property is not free and clear of defects (e.g. liens, encumbrances and defects that were unknown when the title policy was issued).  Title insurance also guarantees loan priority. The terms of the policy define what risks are covered and what risks are excluded from coverage. The title insurer will reimburse you or your lender for losses that are covered, up to the face amount of the policy, and any related legal expenses. This protection is effective as of the issue date of the policy and covers defects arising...

  A California notary must have a valid government issued ID in order to perform a notarization. Government issued ID is pretty much what it sounds like. It’s a form of identification issued by a government entity. The most common forms are US state issued driver’s license, a state ID card , and a US passport. O ther forms of acceptable identification are: Military ID Canadian, and Mexican driver’s license Foreign passport I nmate ID card Acceptable ID for a California notary must be valid, meaning it must not be expired. The ID must have a photo of the individual, a physical description, signature, issue and expiration dates, and government issued identifying number. Social security cards are not acceptable. Y our ID must be physically present. Photocopies, or digital images are not acceptable. A California notary will refuse to notarize if you present her with such. Question : What if I’ve lost your driver’s license and have no other form of...

  One does not think about notaries often, much less a mobile notary, until you need one. Then there’s a mad scramble to find one, anyone, to get the job done. In most cases a trip to a mailbox store will most likely get the job done and is not a bad choice if you have single, simple document you need notarized. There are times, however, when traveling to a notary is not convenient or even doable. Perhaps you’re housebound, or the signer has mobility and/or health issues. Maybe the signer is in the hospital, a nursing facility, or rehab. It may be a case of not being able to leave work, or you have strange work hours that preclude you from visiting a notary public during regular business hours. Or maybe, you just like the convenience of a mobile notary coming to you. In these instances, a mobile notary is essential for getting the notarizations you need. Choosing the right mobile notary is important for the following reasons: A traveling notary who regularly makes hosp...

  A mobile notary, also known as a mobile notary public, or a traveling notary, is a state commissioned notary public that travels to the location of the signer for the purpose of notarizing their documents. A mobile notary will travel to just about any location. For example: Hospitals, nursing homes, rehab centers, assisted living facilities etc Work place Parking lots Parks Homes Restaurants, coffee shops There are any number of situations where a signer cannot go to a notary, such as illness or injury, or perhaps one’s work schedule doesn’t allow it. In these instances, having a mobile notary come to you provides a much needed service and convenience. Each state governs what a mobile notary may or may not charge. In California, a notarization m ay not be more than $15 per signature. The travel fee charged is not regulated in California except to say that the mobile notary must disclose the travel fee amount to the signer. Often times, the trave...